Terms of Service

1. Services

1.1 Scope

ACG provides consulting, marketing, and business support services to entrepreneurs and businesses. Specific engagements may be governed by a separate written agreement between you and ACG.

1.2 AI & Automation

You acknowledge that some outreach, communications, and support may be conducted using artificial intelligence ("AI") systems or automated tools, and that such interactions may be recorded for compliance and training purposes.

2. Use of Website & Outreach

2.1 Eligibility

You must be at least 18 years old to use our services.

2.2 Acceptable Use

You agree not to misuse our website, communications, or services, including by introducing malicious code, attempting unauthorized access, or interfering with operations.

2.3 Marketing Communications

By providing your contact information, you consent to receive marketing communications from ACG, including email, SMS, phone calls, and AI-driven outreach, consistent with applicable laws (e.g., CAN-SPAM, TCPA). You may opt out at any time.

3. Fees & Payment

3.1 Consulting Fees

Where applicable, fees for services will be outlined in a separate written agreement. Unless otherwise agreed, fees are non-refundable once services have commenced.

3.2 Taxes

Client is responsible for all applicable taxes, excluding ACG's income taxes.

4. Intellectual Property

4.1 Ownership

All content, tools, systems, and materials provided by ACG ("ACG Materials") remain the exclusive property of ACG or its licensors.

4.2 License

ACG grants you a limited, non-transferable license to use ACG Materials solely for your internal business purposes.

4.3 Client Materials

You retain ownership of your business information and materials provided to ACG. You grant ACG a limited license to use such materials as necessary to perform services.

5. Data & Privacy

5.1 Privacy Policy

Our Privacy Policy governs how we collect, use, and share your personal information. By using our services, you agree to the Privacy Policy.

5.2 Tracking

Our website and outreach may use cookies, analytics, and tracking technologies. See our Privacy Policy for details.

6. Disclaimers

6.1 No Guarantee

ACG provides consulting and support services designed to assist your business, but does not guarantee outcomes, profitability, or regulatory approvals.

6.2 Informational Services

Any legal, regulatory, or compliance information provided is for general informational purposes only and does not constitute legal advice.

7. Limitation of Liability

7.1 Exclusion of Damages

To the fullest extent permitted by law, ACG shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits.

7.2 Cap on Liability

ACG's total liability arising from or related to these Terms or services shall not exceed the greater of (a) $500 or (b) amounts paid by you to ACG for services in the six (6) months preceding the event giving rise to the claim.

7.3 Carve-Outs

These limitations do not apply to liability arising from ACG's gross negligence, willful misconduct, or fraud.

8. Indemnification

You agree to indemnify, defend, and hold harmless ACG and its affiliates from any claims, damages, liabilities, and expenses arising from: (a) your use of the services, (b) your violation of these Terms, or (c) your violation of any applicable laws.

9. Termination

9.1 By You

You may stop using our services at any time.

9.2 By ACG

ACG may suspend or terminate your access to services at any time, with or without cause, by providing notice.

9.3 Survival

Sections 4 through 8 and 10 through 12 survive termination.

10. Governing Law & Dispute Resolution

10.1 Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

10.2 Venue

Any disputes shall be resolved exclusively in state or federal courts located in Miami-Dade County, Florida. You waive any right to a jury trial.

11. Modifications

We may update these Terms from time to time. Material changes will be posted with an updated effective date. Continued use of our services after changes constitutes acceptance.

12. Miscellaneous

12.1 Entire Agreement

These Terms, together with our Privacy Policy and any signed agreements, constitute the entire agreement between you and ACG.

12.2 Assignment

You may not assign your rights under these Terms without ACG's prior written consent.

12.3 Force Majeure

ACG is not liable for delays or failures due to events beyond its reasonable control.

12.4 Severability

If any provision is found unenforceable, the remainder shall remain in effect.

12.5 Notices

Notices to ACG may be sent to [email protected].